Reagan plays hardworking insurance claims adjuster Eric Gregg. The ever-cheerful Eric seems oblivious to the nastiness of his wife Nona (Sheila Bromley).
Nona, who seems to be a forerunner of the type of character Lizabeth Scott played in TOO LATE FOR TEARS (1949), hates living on a budget and becomes involved in an insurance claims racket scam in order to pay off a fur coat she couldn't afford.
Reagan's husband seems as blind to his wife's faults as Arthur Kennedy did in TOO LATE FOR TEARS. When Nona pretends to have witnessed a fake accident she didn't see, Eric loses his job and his marriage due to trusting his wife's word when he settles the claim.
Ultimately Eric and Patricia (Gloria Blondell), the perky candy counter clerk in his office building, go into business staging fake accidents themselves. But one suspects there might be something more to their schemes than meets the eye.
It's a quick 62 minutes, though I found much of the movie on the depressing side. A number of bad yet not particularly interesting things happen to a nice young man. As described above, it's almost a film noir plot!
On the other hand, Eric's got lovely Blondell waiting for him when his wife departs for Reno. This was the second film for Gloria Blondell, younger sister of Joan, and she's a needed ray of sunshine.
The movie's other plus is a number of good shots of familiar sights from the Warner Bros. backlot streets. Otherwise this one is rather pedestrian.
The supporting cast includes Addison Richards, Hugh O'Connell, Janet Shaw (billed as Ellen Clancy), and Kenneth Harlan.
ACCIDENTS WILL HAPPEN was directed by William Clemens; the dialogue director was future "A" director Vincent Sherman. The movie was filmed by L. William O'Connell.
ACCIDENTS WILL HAPPEN is not available on DVD or VHS, but it has been shown on Turner Classic Movies. The trailer is here; it's fun, hosted by "Ronald Reagan, the screen's fastest-rising young star."